Secondary Sales of In-Force Annuities and In-Force Structured Settlements
In-force Policies: Annuities and Structured Settlements The secondary market for in-force annuity and in-force structured settlement policies handles the buying and selling of existing or “in-force”...
View ArticleGetting The Best Deal For Your Structured Settlement
It goes without saying that anyone who offers to buy your structured settlement and annuity for a lump sum are in business to make a living – nobody does this out of the sheer goodness of his or her...
View ArticleAnnuity Payments vs. Lump Sum Payment: Tax Implications
The U.S. Internal Revenue Code (“IRC”) is far from simple as most of us are aware, and consists of several thousands of pages. It is also constantly changing. This complexity and state of constant flux...
View ArticleSelling Your Structured Settlement: Avoiding Rip-offs
It’s no secret that in America today consumers have come to doubt the ethical standard by which Wall Street and financial institutions abide. Certainly the events beginning in 2008 have caused many to...
View ArticleHow to Differentiate the Scammers from the Real Structured Settlement Buyers
It seems that every day, more and more advertisements or websites for the same products and services are appearing on the Internet. The abundance of options might appear to be a benefit to consumers,...
View ArticleIf an Individual Dies, What Happens to Their Structured Settlement?
This generally depends on the nature of the structured settlement. If it is initially set up to compensate the recipient for the duration of his or her natural life, then naturally these payments would...
View ArticleWhat happens to Your Structured Settlement if You Go Into Bankruptcy?
Even with a sizable legal settlement, with the nature of the unique profit-driven medical care system in the U.S. and its ever increasing costs to patients, it is still possible for a plaintiff who has...
View ArticleDo You Need an Attorney to Complete the Sale of Your Structured Settlement?
Do You Need an Attorney to Complete the Sale of Your Structured Settlement? In most states the short answer to this question is simply “No”. However, some states mandate that anyone who intends to...
View ArticleThe “Discount Rate” Explained
The “Discount Rate” Explained You’ve made up your mind to sell some or all of the payments from your structured settlement. Maybe you need the cash to help cover a home purchase or to pay off medical...
View ArticleWhat Is An Annuity?
What Is An Annuity? The basic definition of an annuity describes a financial instrument or arrangement that provides regular, periodic payments. In the U.S., an annuity contract is often used to...
View ArticleDo You Need a Financial Adviser To Help Manage Your Lump Sum Payout?
Do You Need a Financial Adviser To Help Manage Your Lump Sum Payout? Here is a fact: very few people have any idea of how best to handle sudden, large sums of money. We’ve all have heard stories of...
View ArticleStructured Settlement Glossary – Key Terms Explained
Structured Settlement Glossary – Key Terms Explained When you approach structured settlement companies about selling your settlement, your annuity payments or other type of payments, you will...
View ArticleUsing Future Payments to Satisfy a Specific Need Now
Using Future Payments to Satisfy a Specific Need Now Would you rather receive more money or less money for something you own? The answer is easy, you would always prefer to get more.. But there are...
View ArticleThe Time Value of Money
The Time Value of Money When someone wins a court case that involves a significant monetary award, that money may be placed in a structured settlement (or annuity) to be paid out in installments over...
View ArticleKeep Your Structured Settlement Paperwork Safe
Keep Your Structured Settlement Paperwork Safe structured settlement Are you ready if disaster strikes? It’s not just a hypothetical question after a record year of natural disasters in the US — from...
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